Recommended KTA without easy credit card terms
KTA recommendations without a credit card are easy to become people’s prima donna, especially, for those who need extra capital. Because, during this time applying for money to the bank, it needs a guarantee. This is actually a bit complicated, another requirement to make it easier is unsecured credit from Credit Card holders.
Only, it is difficult for most people to get it because, to file it is difficult, in fact, an immediate rejection occurs once the file has been imported. The application requirements are really just easy, paychecks, NPWPs, Monthly Paychecks, and passbooks. However, the minimum wage must be met. With Credit Cards, the loan ceiling is huge.
In fact, some have crossed the hundreds of millions mark. The development of the world of technology makes this loan also growing. The presence of Financial Technology makes things easier. By signing up for the KTA referral program without a credit card, the terms are easy , everything is easy. The process didn’t take long either.
Although, you have to be careful. Because, not all fintechs are well behaved. There are also those who rush in as viral news. If you want to sign up, first take a look at their different requirements. To be on the safe side, just try to review the entire list through OJK, a watchdog that always provides information on finances.
In 2021, the development of Fintech will be even greater. Because, the convenience and socio-economic conditions of the community due to the pandemic. In order for you not to be deceived and safe in transactions, here are some reliable fintech recommendations that can be used as an option for various pressing needs.
KTA recommended without credit card Easy Terms Permata Bank
The first bank can be used as the first option in applying for a loan. In fact, the established numbers are quite diverse, ranging from IDR 2 million to IDR 10 million. With a payment period of 12 months. The disbursement process is also faster, about 24 hours after the conditions are approved, the money will be transferred directly to the account.
Each loan will be charged an interest rate of 2.99%. The installment figure remains unchanged. Minima makes installments of 6 months. Before applying usually already provided a table. So you just have to learn it. In fact, some opportunities Permata Bank will also offer attractive promotions.
KTA’s recommendation without a credit card with easy terms will provide a repayment period of up to 3 years. If there is a delay in payment, a penalty of 5% of the invoice with a minimum value of IDR 150 thousand will be imposed. To apply for it, you must meet a number of requirements.
At least receive a monthly salary of IDR 3 million. Age from 21 years old to 50 years old, become a permanent employee of the company for at least 2 years. Apply for some documents such as, copies of KTP, KK, Marriage certificate, Paycheck of the last 3 months.
Moreover, the current account, the decree appointing permanent employees, or the last original diploma, as well as the NPWP. In fact, you don’t need to have a savings account from Permata. It’s just, there will be a transfer fee of IDR 150K. Therefore, it would be better to send all applications to open an account.
Tunaiku, d ari Bank Amar Program
The recommendation for KTA without a credit card is that the easy requirement is that Tunaiku has been guaranteed by OJK since 2014. So you don’t have to hesitate to sign up if you’re in need of extra capital. The service was supported 24 hours, To get funding. You need to download the app on the Google Play Store.
Next, prepare your ID card and fill out some notification forms to Tunaiku. This form will also determine if your application is accepted or vice versa. After the contract is completed, the money can be disbursed immediately. Interestingly, when installments are faster, interest is not charged.
This easy requirement for KTA without a credit card has a budget ranging from IDR 2 million to IDR 20 million. Most people use it and get positive testimonials. When you want to borrow, a website or an application. It has appeared calculation points. So just pick it up.
You will borrow and how many installments there will be. Immediately, a number will appear, which is the monthly part. However, when submitting, pay attention to the identity of the ID card. Try not to be damaged and readable by the system. This way, the loan will automatically be rejected immediately.
In addition to providing additional funds. Tunaiku, also opens up opportunities for you to invest. There is already a simulation available. So you will understand what the development is with the choice of terms from 1 to 3 months Safe and you can learn the movement and growth.
CIMB Niaga Supplemental Fund Program
The next easy request KTA recommendation without a credit card is from CIMB Niaga, which hosts an additional fund program. The best solution for those of you who want more money. Access is quite easy and simple. No need to go to the office just through the call center service or website.
Interestingly, the money can be applied in 24 hours to 7 days. You have been given a form to fill out, as the first step whether this application is approved or rejected. Each loan will be charged an interest rate of 1.79%. This number is really huge, you can apply up to 300 million IDR.
Not only CIMB niaga users, KTA recommendations without a credit card, this easy request can also be sent by other banking customers. It’s just that the requirements are actually a bit complicated. When applying, try to be between 21 years old and 55 years old. As well as Indonesian citizens with proof of identity card.
Don’t forget to prepare a paycheck and a copy of the NPWP if the application is over IDR 50 million. For other customers, there is an additional credit card. However, for workers and customers it is not necessary. If you experience payment delays, you will be fined IDR 150K.
Online loansd ari Money Friends
The last easy request KTA proposal without a credit card is Friends Money. There are already calculators and calculations available in applying for a certain amount. The value reaches IDR 3 million with a term of about 70 days. This fintech is really trusted because, almost 80% of them borrow back.
The way to register is quite easy, just try to download the application through your friend’s money mobile. Moreover, id card selfies are all processed in about 5 minutes. After agreeing on the contract, the money will be disbursed immediately within 24 hours. Friends’ money received various prizes.
Received permission and oversight from OJK. So it is guaranteed to be safe and not deceiving. For fairly easy and mild conditions. The age of the borrower ranges from 21 years old to 60 years old. Borrowing based on the area of the area, for Jabodetabek can be maximized. It’s just that, for Solo and its surroundings, there is a maximum limit.
The minimum income applies, which is IDR 2 million. Prepare a number of identification documents, namely ID card, paycheck, family card, personal photo. The payment period is short from 10 days to 30 days or long with interest. It is very transparent in nature, there is no element of cheating at all.
The addition of capital is really important for some circles. Whether for education, business, or other purposes. However, you must first understand the different requirements. If it’s really worrisome then it’s better not to. KTA recommendations without credit cards are easy requirements that are really needed for different groups, especially during the pandemic.